.phero{background:radial-gradient(1100px 560px at 50% -10%,#1C3D6A 0%,var(--navy) 50%,var(--navy-deep) 100%);color:var(--on-navy);position:relative;overflow:hidden;padding-block:0;border-bottom:1px solid var(--on-navy-rule)}
.phero-in{position:relative;text-align:center;max-width:900px;margin:0 auto;padding-block:clamp(52px,6vw,84px) clamp(44px,5vw,64px)}
.phero .eyebrow{justify-content:center}
.phero h1{font-family:var(--f-d);font-weight:600;font-size:clamp(34px,5.4vw,58px);line-height:1.06;letter-spacing:-.02em;margin:0;color:#fff;text-wrap:balance}
.phero h1 em{font-style:italic;color:var(--amber)}
.phero .sub{margin:22px auto 0;max-width:56ch;font-size:clamp(17px,2vw,19px);line-height:1.58;color:var(--on-navy-2)}
.jump{margin:32px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:8px}
.jump a{font-family:var(--f-m);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:#fff;text-decoration:none;border:1px solid var(--on-navy-rule);border-radius:999px;padding:9px 14px;background:rgba(255,255,255,.04)}
.jump a:hover{border-color:var(--amber);color:var(--amber)}

.fq{display:grid;gap:36px;align-items:start;padding-block:clamp(48px,6vw,72px);border-top:1px solid var(--rule)}
.fq:first-child{border-top:0}
@media (min-width:900px){.fq{grid-template-columns:300px 1fr;gap:64px}}
.fq .side{position:sticky;top:104px}
.fq .side .n{font-family:var(--f-m);font-size:11px;letter-spacing:.16em;color:var(--amber-ink);display:block;margin-bottom:12px}
.fq .side h2{font-family:var(--f-d);font-weight:600;font-size:clamp(24px,2.8vw,30px);line-height:1.15;margin:0;color:var(--ink);text-wrap:balance}
.fq .side p{margin:12px 0 0;font-size:15.5px;line-height:1.55;color:var(--muted)}
.fq .list{display:flex;flex-direction:column;gap:10px}
.fq details{background:var(--surface);border:1px solid var(--rule);border-radius:10px;box-shadow:var(--shadow)}
.fq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 22px;font-family:var(--f-d);font-weight:600;font-size:19px;color:var(--ink);line-height:1.3}
.fq summary::-webkit-details-marker{display:none}
.fq summary::after{content:"+";font-family:var(--f-m);font-size:20px;color:var(--amber-ink);flex:none}
.fq details[open] summary::after{content:"–"}
.fq .a{padding:0 22px 20px;font-size:16px;line-height:1.62;color:var(--ink-2)}
.fq .a p{margin:0 0 10px}
.fq .a p:last-child{margin-bottom:0}
.fq .a a{color:var(--amber-ink);border-bottom:1px solid var(--amber);text-decoration:none}
.fq .a ul{margin:6px 0 10px;padding-left:20px}
.fq .a li{margin:4px 0}
section.faqwrap{padding-block:0}

.still{background:var(--surface-2)}
.still-in{display:grid;gap:18px}
@media (min-width:860px){.still-in{grid-template-columns:repeat(3,1fr);gap:22px}}
.still-in>div{background:var(--surface);border:1px solid var(--rule);border-radius:12px;padding:28px 26px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:10px}
.still-in h3{font-family:var(--f-d);font-weight:600;font-size:21px;margin:0;color:var(--ink)}
.still-in p{margin:0;font-size:15.5px;line-height:1.55;color:var(--ink-2);flex:1}
.still-in .btn{align-self:flex-start;font-size:14px;padding:12px 20px}
.still-in .btn-ghost{color:var(--navy);border-color:var(--navy)}
.still-in .btn-ghost:hover{background:var(--navy);color:#fff}

.endcta{background:radial-gradient(900px 500px at 15% 90%,#1B3B66 0%,var(--navy-deep) 60%);color:var(--on-navy);text-align:center}
.endcta .eyebrow{justify-content:center}
.endcta h2{font-family:var(--f-d);font-weight:600;font-size:clamp(28px,4.4vw,44px);line-height:1.1;margin:0;color:#fff;text-wrap:balance}
.endcta p{color:var(--on-navy-2);font-size:18px;line-height:1.56;margin:20px auto 0;max-width:56ch}
.endcta .btn{margin-top:30px}
.endcta .fine{font-family:var(--f-m);font-size:12px;letter-spacing:.05em;color:var(--on-navy-2);margin-top:18px}